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2021-12-17 - Colloque/Présentation - communication orale - Anglais - 36 page(s)

Caballero-Montes Tristan , Godfroid Cécile , "Supporting microfinance via professional associations: Analysis of the Tanzanian case through the lens of Ostrom's institutional design principles" in World Finance Banking Symposium, online, 2021

  • Codes CREF : Economie des PVD (DI4375), Management (DI4360)
  • Unités de recherche UMONS : Economie et gestion de l'entreprise (W742)
  • Instituts UMONS : Institut de Recherche en Développement Humain et des Organisations (HumanOrg)
  • Centres UMONS : Microfinance (CERMI)

Abstract(s) :

(Anglais) Given the recent criticisms faced by the microfinance industry, orienting microfinance institutions’ practices towards the achievement of their social mission is essential. We examine the intervention of a fundamental but barely studied actor: microfinance associations. By joining a microfinance association, member organizations pool resources to collectively influence their practices and to pursue shared interests. Yet, microfinance associations have often encountered major obstacles undermining their contributions. Based on exploratory qualitative interviews conducted at the Tanzanian association, we study the main reasons behind free riding among members and potential obstacles to the “ideal” management of a microfinance association through the lens of Ostrom’s design principles to common-pool resources institutions. On this basis, we also provide a theoretical contribution suggesting the main questions to be asked by microfinance associations and the interdependencies between these.

(Anglais) Given the recent criticisms faced by the microfinance industry, orienting microfinance institutions’ practices towards the achievement of their social mission is essential. We examine the intervention of a fundamental but barely studied actor: microfinance associations. By joining a microfinance association, member organizations pool resources to collectively influence their practices and to pursue shared interests. Yet, microfinance associations have often encountered major obstacles undermining their contributions. Based on exploratory qualitative interviews conducted at the Tanzanian association, we study the main reasons behind free riding among members and potential obstacles to the “ideal” management of a microfinance association through the lens of Ostrom’s design principles to common-pool resources institutions. On this basis, we also provide a theoretical contribution suggesting the main questions to be asked by microfinance associations and the interdependencies between these.