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2020-11-15 - Divers/Autre - Anglais - 4 page(s)

Caballero-Montes Tristan , Godfroid Cécile , Labie Marc , "Research Note N°1 on Microfinance Regulation - Interest Rate Restrictions and Microfinance: Insights from Cambodia"

  • Codes CREF : Economie des PVD (DI4375)
  • Unités de recherche UMONS : Economie et gestion de l'entreprise (W742)
  • Instituts UMONS : Institut de Recherche en Développement Humain et des Organisations (HumanOrg)
  • Centres UMONS : Microfinance (CERMI)

Abstract(s) :

(Anglais) Interest rate restrictions have often been set in financial inclusion schemes. Yet, such regulations may present drawbacks affecting both microfinance institutions and their clients. This note presents a case study carried out in Cambodia, where an interest rate cap has recently been set. Beside the insights directly related to the case, theoretical conclusions are drawn to help regulators better understand what to consider when seeking to intervene in a microfinance market.

Mots-clés :
  • (Anglais) Cambodia
  • (Anglais) Regulation
  • (Anglais) Microfinance
  • (Anglais) Interest rate cap